Built on relationships. scaled through technology.
SAM is a corporate matchmaker and business concierge for ARM — matching sellers who hold distressed assets with the buyers best suited to recover them, with ongoing vetting of buyers and sellers.
Many of our current clients also use SAM to source the vendors they need, across all industries and outsourcing needs. One accountable partner across the full lifecycle, powered by DebtSales360.
One network. Four squads.
The sellers, buyers, agencies, and vendors who work with SAM are part of the same extended family — with the SAM Squad behind every relationship.
The Seller Squad The Buyer Squad The Agency Squad The Vendor Squad
The zero seller fees model — a single, accountable partner for the full lifecycle
For creditors and enterprise sellers — pre-sale portfolio evaluation, structured transaction facilitation, and post-sale operational workflows, managed end-to-end on a platform built for enterprise standards.
Our commission is paid by the buyer side, so every dollar of recovery stays with you.
Seller Squad members are the creditors and enterprise sellers SAM vets and works with — matched to Tier-One buyers, and managed through DebtSales360 from first valuation to post-sale close.
ZERO SELLER FEES
Aligned incentives that eliminate seller cost exposure — our commission is paid by participating buyers, never by you.
Full Reconciliation & Stratification
A SAM Business Analyst performs full reconciliation and stratification of your file — turning raw data into a compelling, defensible offering that surfaces maximum value from every buyer.
Creative Bid Scenarios
Legal vs. No-Legal. Resale vs. No-Resale. Credit-bureau reporting with or without. We ask buyers to bid on multiple scenarios so you see the exact lift before you award.
Pre-Vetted Buyer Network
Your buyer list is seeded with SAM Tier-One buyers — RMAi certified, SOC 2 audited, PCI compliant — new buyers are continually vetted and added to the network, matched to your asset class and financial profile.
Confidential Shield Bidding
Bids stay private and secure — ensuring fair competition and the strongest pricing pressure on every portfolio.
360° Post-Sale Management
Streamlined post-sale operations and communications through defined request types, with Excel export — managed through DebtSales360 with zero disruption and complete compliance.
Everything you need to buy at scale
Direct access to portfolios from global financial institutions and trusted credit issuers — detailed offering packages and portfolio stratification, managed through Microsoft Azure secure data rooms via DS360 with confidential shield bidding, ending on post-sale management, with document and media storage plus secure transfer.
Buyer Squad members are the buyers SAM vets and continually adds to the network — matched to your asset class and financial profile on every offering.
Confidential Shield Bidding
Your bids stay private and secure — bidder identities masked until award, ensuring fair competition on every portfolio.
Unmatched Insights
Robust stratification reports and seller due diligence — the data you need to price with confidence and predict performance.
Integrated Documentation
Instantly access compliance, media, and performance data. One-click download of all due-diligence docs.
One audit. Multiple vendors. Continuous access.
Join the Agency Squad — work directly with creditors and debt buyers in the SAM Network, gain access to diverse account placements matched to your capabilities, and build credibility in a community of excellence, powered by DebtSales360.
Agency Squad members are the collection agencies that creditors and debt buyers place accounts with — continuous access to placements across asset classes, and scorecards that show their performance.
One Audit, All Vendors
We audit your operations once on behalf of all creditors and debt buyers placing with you — eliminating the inefficiency of undergoing multiple audits from every company. Buyers and vendors are assessed annually on their anniversary date.
Continuous Access
Never run short of recovery opportunities, with new accounts regularly available from creditors and certified debt buyers across asset classes.
Real-Time Monitoring
Scorecards track resolution speed, consumer care, and compliance adherence — demonstrating your performance to creditors and buyers in real time.
Trusted Network
Recognized as a compliant, trustworthy partner — giving creditors and buyers the confidence to select you and review your compliance history at any time.
Integrated Management
Manage documentation, compliance records, and communication in one platform — clear assignment guidelines for consistent, compliant performance.
CFPB Aligned
Your standing assures creditors that you support their compliance with the CFPB’s Larger Market Participant Rule.
Looking for the right vendor? We’re the concierge.
Beyond debt sales, SAM acts as a corporate matchmaker and business concierge for the ARM industry — drawing on more than two decades of vendor relationships. Bankruptcy and agency vendors are what we mainly do, alongside customer care — plus the legal, servicing, and outsourcing partners around them.
Many of our current clients also use SAM to source the vendors they need.
Vendor Squad members are the service providers SAM works with — introduced to clients whose requirements SAM has already matched.
“Many of our clients rely on us for vendor matchmaking. The value is simple: one relationship covers all your vendor needs.”
Whatever your relationship with SAM — it starts with a conversation.
Full service, from first conversation to final close and beyond.